Total Monthly Contribution = Employee Contribution + Employer Contribution
Annual Contribution = Total Monthly Contribution × 12
📘 About Employees' State Insurance (ESI)
Employees' State Insurance (ESI) is a social security scheme that provides financial protection and medical benefits to eligible employees and their dependents. The scheme is administered by the Employees' State Insurance Corporation (ESIC) and helps employees during sickness, maternity, employment injury and other specified situations.
🏥 Benefits of ESI
✔ Medical treatment for insured employees and eligible family members.
✔ Sickness benefit during certified illness.
✔ Maternity benefit for eligible insured women.
✔ Disablement benefit in case of employment injury.
✔ Dependants' benefit in case of death due to employment injury.
✔ Funeral expenses subject to applicable rules.
📌 Important Notes
This calculator provides an estimated contribution based on the values entered.
Contribution rates and salary eligibility limits may change through official notifications.
The salary limit used in this calculator can be updated whenever government rules change.
Always verify deductions with your employer or official ESIC notifications.
This calculator is intended for educational and estimation purposes.
📊 Contribution Summary
Employee
0.75%
Employer
3.25%
Total
4.00%
Coverage
Medical & Cash Benefits
💡 Quick Facts
✔ Salary entered should be the monthly gross salary.
✔ Employee and employer contribution percentages are editable for future rule changes.
✔ The calculator instantly updates the monthly and annual contribution.
✔ Works completely offline without any internet connection.